Competitive Advantage
Garanti BBVA's Competitive Advantages
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Based on 2023 year-end BRSA unconsolidated financials for fair comparison. Private peers are defined as 3 largest private banks.
1 Core Banking Revenues = NII including swap costs, excluding CPI linker income + Trading income excluding currency hedge and swap costs + Net Fees &
Commissions + Income from Financial Subsidiaries
Based on unconsolidated financials unless otherwise stated.