| Based on BRSA Consolidated Financials (TL mn, %) |
2020 |
2021 |
2022 |
2023 |
2024 |
| Net Income |
6.715 |
13.588 |
58.510 |
86.907 |
92.179 |
| Pre-provision Income |
20.982 |
30.336 |
89.171 |
113.564 |
136.545 |
| Total Revenue* |
32.869 |
45.576 |
116.738 |
169.617 |
243.196 |
| Net Interest Income (incl. Swap cost) |
21.671 |
24.297 |
78.017 |
81.902 |
94.117 |
| |
|
|
|
|
|
| Total Assets |
541.347 |
850.476 |
1.303.578 |
2.201.713 |
3.002.579 |
| Performing Loans |
335.004 |
475.285 |
742.080 |
1.193.843 |
1.738.553 |
| Deposits |
358.100 |
582.833 |
908.739 |
1.604.931 |
2.154.348 |
| Shareholders' Equity |
62.409 |
80.301 |
153.124 |
245.622 |
331.408 |
| |
|
|
|
|
|
| NPL Ratio (incl. Leasing&factoring receivables) |
4,5% |
3,6% |
2,6% |
2,1% |
2,1% |
| Capital Adequacy Ratio (excl. Forbearance) |
16,9% |
14,1% |
16,8% |
16,5% |
18,2% |
| ROAE |
11,6% |
19,7% |
51,0% |
44,5% |
32,5% |
| ROAA |
1,4% |
2,1% |
5,4% |
4,9% |
3,5% |
| Dividend Payout Ratio |
10% |
10% |
15% |
15% |
n.a. |
| Earnings per share |
1,60 |
3,24 |
13,93 |
20,69 |
21,95 |
| *Defined as; Net Interest Income incl. Swap cost + Net Fees & Commissions + Net Trading Gains/Losses (excluding swap cost & currency hedge gains) + Other income excluding provision reversals for loans+ Income from subsidiaries + Dividend Income |