Credit Committee

Credit Committee

Committee Officer: Ekrem Özay, Şirin Kol

Type of Committee: Main committee

Subcommittee Type: Legal / Approved by Board Members

Committee's Aim / Responsibilities: In accordance with the Banking Law, the Board of Directors of Garanti BBVA has delegated a certain amount of its loan allocation authority to the Credit Committee. The Credit Committee holds weekly meetings to review appropriate loan proposals from among those sent by the branches to the Head Office but exceed the loan authorization limit of the latter.

The Credit Committee reviews these loan proposals and decides on those that are within its authorization limits. The Committee then submits the remaining proposals that are outside of its authorized limits, but it deems appropriate, to the Board of Directors for finalization.

Committee History: -

Meeting Frequency: The Committee meets regularly once a week (on Wednesdays). The number of meetings may vary depending on the number of weeks in the year and official holiday dates.

Number of Meetings (2025): 42 meetings were conducted. 

Number of Meetings (2026): 1 meeting was conducted; 51 meetings have been planned.

Committee Members