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Disclaimer

IMPORTANT: You must read the following disclaimer before continuing. An electronic version of the base prospectus that you are seeking to access (the "Base Prospectus") is being made available on this webpage by Türkiye Garanti Bankası A.Ş. (the "Bank") solely for the purposes of complying with the rules published by the Central Bank of Ireland. Please note that this disclaimer may be altered or updated and so you should ensure that you read it in full each time you visit this webpage and before reading, accessing or making any other use of the attached documents. In accessing the Offering Circular, you agree to be bound by the following terms and conditions, including any modifications to them from time to time, each time you receive any information as a result of such access.

NOTHING IN THIS ELECTRONIC TRANSMISSION AND THE OFFERING CIRCULAR CONSTITUTES AN OFFER OF SECURITIES FOR SALE IN THE UNITED STATES OF AMERICA (WITH ITS TERRITORIES AND POSSESSIONS, ANY STATE OF THE UNITED STATES AND THE DISTRICT OF COLUMBIA, COLLECTIVELY, THE "U.S.") OR ANY OTHER JURISDICTION. THE SECURITIES DESCRIBED IN THE OFFERING CIRCULAR HAVE NOT BEEN, AND WILL NOT BE, REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE U.S. OR ANY OTHER U.S. JURISDICTION AND SUCH SECURITIES MAY NOT BE OFFERED OR SOLD WITHIN THE U.S. OR TO, OR FOR THE ACCOUNT OR BENEFIT OF, U.S. PERSONS (AS DEFINED IN REGULATION S ("REGULATION S") UNDER THE SECURITIES ACT) EXCEPT PURSUANT TO AN EXEMPTION FROM, OR IN A TRANSACTION NOT SUBJECT TO, THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND APPLICABLE STATE OR LOCAL SECURITIES LAWS.

Access is granted to the Offering Circular on the basis that you are a person into whose possession the Offering Circular may be lawfully delivered in accordance with the laws of jurisdiction in which you are located. The Offering Circular (or any part thereof) may not be downloaded or forwarded or distributed to any other person, whether orally or in writing, and may not be reproduced in any manner whatsoever. Any downloading, forwarding, distribution or reproduction of the Offering Circular in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the Securities Act or the applicable laws of other jurisdictions.

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Please confirm your status by selecting one of the two options from the dropdown menu below. Terms used in the menu have the meanings given to them in Regulation S.

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By clicking "I AGREE" below, you represent, warrant and agree that (1) you have read and understood the information set out above; (2) you agree to be bound by its terms; (3) you are not resident or physically located in any jurisdiction into which the Offering Circular may not be delivered; (4) the confirmation of your status (as selected from the dropdown menu set out above) is true, accurate and not misleading; (5) you are permitted under applicable laws and regulations to access the Offering Circular; and (5) you agree that you will not transmit or otherwise send the Offering Circular (or any part thereof), in any way, to any person. If you are unable to give the above representations and warranties, and/or are unable to agree to the basis on which access to the Offering Circular is given, please click on the link below labelled "I DISAGREE" and your browser will be redirected to www.garanti.com.tr.

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