FINANCIAL HEALTH

LEADING NET PROMOTER SCORE

Among peer group

HIGHEST IN SME
2ND HIGHEST IN RETAIL

5,381

DISABLED FRIENDLY ATM

99.6% of all ATMs

947,276

CUSTOMERS THAT STARTED USING SAVING PRODUCTS

37%

THE RATE OF INTERACTION WITH THE MOBILE BANKING “MY STATUS” AREA, WHICH FOCUSES ON FINANCIAL HEALTH

 

SUSTAINABILITY

TL 60 BILLION

(to date)
CONTRIBUTION TO SUSTAINABLE DEVELOPMENT

THE FIRST BANK TO ANNOUNCE ITS COMMITMENT TO

EXIT COAL

TL 43,6 MILLION

INVESTMENT IN COMMUNITY PROGRAMS

100%

COMMITMENT TO COMPLY WITH ESG PRINCIPLES IN CUSTOMER'S LOAN AGREEMENT

 

REACHING MORE CUSTOMERS

CHOICE OF

MORE THAN 20 MILLION

CUSTOMERS AND THE LARGEST DIGITAL AND MOBILE CUSTOMER BAS

780 MILLION

YEARLY TRANSACTIONS PERFORMED YEARLY TRANSACTIONS PERFORMED THROUGH INTERNET AND MOBILE BANKING CHANNELS

MORE THAN 66 MILLION INTERACTIONS

WITH WITH TÜRKİYE TÜRKİYE'S FIRST 'S FIRST AI ASSISTANT UGI

PIONEER IN PAYMENT SYSTEMS

2x increase in contactless 2x increase in contactless POS transactions

 

OPERATIONAL EXCELLENCE

2.0%

RETURN ON AVERAGE ASSETS

19.0%

RETURN ON AVERAGE EQUITY

3.6%

NON-PERFORMING LOANS RATIO

14.0%

CAPITAL ADEQUACY RATIO

34%

COST / INCOME

57.5%

DIGITAL SALES (SHARE IN TOTAL SALES BASED ON PRODUCT RELATIVE SALES BASED ON PRODUCT RELATIVE VALUE) (RETAIL)

97.7%

DIGITAL TRANSACTIONS IN NON-CASH FINANCIAL TRANSACTIONS (RETAIL)

CUSTOMER COMMUNICATION CENTER

eader in sector calls with a share of 12.7% with 60.6 million customer contacts

 

DATA AND TECHNOLOGY

17

PROGRAMS TO RAISE AWARENESS ON CUSTOMER PRIVACY AND ON CUSTOMER PRIVACY AND INFORMATION SECURITY

108

EDUCATIONAL OR INFORMATION ACTIVITIES GIVEN WITHIN THE SCOPE OF FOREIGN FRAUD

62

ADDED PROJECTS USING BIG VALUE-ADDED PROJECTS USING BIG DATA AND MACHINE LEARNIN

42

NUMBER OF ROBOTIC PROCESS AUTOMATION IN PRODUCTION MEDIUM

484 THOUSAND

NUMBER OF QUESTIONS ANSWERED WITH BİLGE AND KOBILGE EMPLOYEE BOT

 

THE BEST AND MOST ENGAGED TEAM

4.22/5

EMPLOYEE ENGAGEMENT EMPLOYEE ENGAGEMENT SCORE

11

PROGRAMS RELATED TO EMPLOYEE WELL-BEIN

40%

WOMEN RATIO IN SENIOR/MIDDLE LEVEL MANAGEMENT

37.4

HOURS TRAINING PER FTE

 
 

Contents